Why do I need children health insurance?

If your employee health insurance or family health insurance also offers coverage for children, you may be wondering why you need children health insurance. Health insurance for children can be a valuable investment in their current and future health and even their academic success.

 
Studies show that children with health insurance have improved access to preventative care that helps keep them healthy. They get sick less frequently but also are more likely to get necessary treatments when they do get sick. Insured children tend to stay current on necessary vaccinations and receive crucial treatments for recurrent illnesses such as asthma and ear infections. Children who are insured are also more likely to seek dental treatment, which is critical to their future oral and overall health.

Other statistics related to children’s health insurance shows that children who are uninsured are three times as likely to go without necessary medications, less likely to receive critical preventative care and treatments, less likely to receive vision or dental care, and five times as likely to have unmet medical needs.

Adding your child or children to your personal health insurance plan enables you to choose a doctor or pediatrician who will coordinate their health care. They will have access to well child visits, vaccinations, prescription medications, and other necessary treatments.

Children who have access to quality medical care may also do better in school. Some studies focusing on uninsured children revealed a dramatic improvement in their reading scores and attendance after the children became insured. This may be due to the fact that the children were less likely to suffer from chronic or untreated conditions, more likely to feel healthy, and less likely to miss school.

Affordable health insurance plans are available for individuals or families with children. Keeping your children insured can protect their health now and later as well as their future by helping maximize their academic potential.

 

Source: Los Angeles Health Coverage

Back to Blog